RAY GOT ME OUT OF AN IMPOSSIBLE SITUATION! I somehow screwed up my Medigap enrollment and did not get a supplemental plan G within the six months no questions asked period. I tried applying and was rejected 3x because four years ago, I had diabetes neuropathy. All the other insurance brokers told me to wait till January 1 to get Medicare advantage and then a year later I could apply for a plan G supplemental provided my Medicare advantage was no longer available or the price went up. A real crapshoot ! So rather than having no coverage for four months and then a Medicare advantage for year and then getting into supplemental G, RAY worked his magic and got me accepted into a Medicare advantage within 4 DAYS and now I’ll be able to get a supplemental G a year earlier than the other brokers expected! GOD BLESS RAY

Ray has been providing me with excellent service and getting me great pricing. He is currently saving me $ 530.00 a month on my health insurance, which is a great financial help for me as a small business owner. I highly recommend him.

I have been Ray’s client for the last 10 years and he has saved me thousands of dollars a year! I would highly recommend!